James Bedding travelled to the Maldives with BSAC Travel Club, operated by Hayes & Jarvis (0870 90 37 737). From 1 September to 25 October, a seven-night Explorer Cruise costs £2,785 per person (twin share) including flights, transfers, full-board on Explorer and diving. An Island Discovery holiday - three nights on board ( full board, plus diving) with four nights B&B at the Four Seasons, Kuda Hurraa - costs £2,165 pp.