Tom believes that whatever your age, the things you need to know to take a gap year are universal. But he does issue a word of warning for career gappers: 'They should plan their entry back into life as carefully as they plan the exit. 'It's easy to take the redundancy money or hand your notice in and stick two fingers up at your boss. But if you don't leave enough cash to cover you for about three months when you return, you'll soon be going straight back to that boss, cap in hand.'