10 great car deals for under £400 a month

The swish haul of cars on offer for £100 a week

24 November 2017

If you can find £400 a month to spend on a new car PCP deal, the array of cars on offer is seriously tempting. From large executive cars to modern crossovers and SUVs, the variety of models is tantalising.

Here, we look at 10 of the best deals for £400 a month. We’ve assumed you’ll put down 15% of the car’s value as deposit, combined with any manufacturer deposit contributions on offer. They’re three-year deals, each limited to a total of 30,000 miles.

10. BMW X1 sDrive 18d SE 5dr

Target cost per month: £397 Target price (on the road): £26,739 The deal: 3 years PCP finance with 5.9% APR

One of the original premium SUVs, the latest BMW X1 is among the class-leaders, with good handling and, in sDrive18d guise, very impressive fuel economy. The strong diesel engine performs well and, behind the wheel, you’ll barely notice any difference from the less efficient xDrive four-wheel drive versions.

9. Jaguar XF 2.0d 180 R-Sport 4dr Auto

Target cost per month: £375 Target price (on the road): £31,577 The deal: 3 years PCP finance (4.9% APR), finance contribution of £2395

This is Jaguar’s svelte alternative to the BMW 5 Series and Mercedes-Benz E-Class executive saloons. It’s lovely to drive, with good equipment and semi-sporty style in this R-Sport trim. The large alloy wheels are particularly striking.

8. Audi Q2 1.4 TFSI Sport 5dr

Target cost per month: £316 Target price (on the road): £23,827 The deal: 3 years PCP finance (5.5% APR)

The smallest SUV in Audi’s sprawling Q range, the Q2 is an upmarket alternative to a Nissan Juke, although it does cost more than it as a result. You’ll feel where the extra’s gone as soon as you drive it though, and excellent retained values save money in the long run.

7. VW Tiguan 2.0 TDI BMT 150 SE Nav DSG

Target cost per month: £311 Target price (on the road): £26,219 The deal: 3 years PCP finance (5.1% APR), finance contribution of £2000

The Volkswagen Tiguan is among the best small SUVs on sale, a keen alternative to a Kia Sportage and Nissan Qashqai. Build quality is of the highest order and the 2.0-litre turbodiesel we’ve chosen here is an excellent all-rounder.

6. Mercedes-Benz E220d SE 9G-Tronic

Target cost per month: £368 Target price (on the road): £32,952 The deal: 3 years PCP finance (4.9% APR), finance contribution of £2058

Want a bit of posh Merc flash for under £400 a month? You’re in luck, with this cracking deal on the large E220d executive car. Even SE trim is well-stocked, with heated leather seats and a self-parking system, and the cabin simply oozes class.

5. Ford Galaxy 2.0 TDCi 150 Zetec

Target cost per month: £327 Target price (on the road): £26,590 The deal: 3 years PCP finance (0% APR)

One of the largest seven-seat MPVs on the market is, thanks to this 0% finance deal, also one of the best value. You don’t need any more spec than what this Zetec provides, and uncommonly for a people carrier, it’s also pretty good fun to drive.

4. BMW 1 Series M140i Nav

Target cost per month: £386 Target price (on the road): £29,424 The deal: 3 years PCP finance (4.9% APR), a finance contribution of £2250

The BMW M140i is a hot hatch class act – rear-wheel drive, with a glorious 335bhp 3.0-litre petrol turbo engine. It enjoys all the usual BMW luxurious inside too, including a top-notch iDrive sat nav infotainment system.

3. Nissan Qashqai 1.5 dCi N-Connecta

Target cost per month: £311 Target price (on the road): £22,532 The deal: 3 years PCP finance (4.9% APR), finance contribution of £1500

The popular Nissan Qashqai crossover SUV is a UK best-seller. These days, it’s excellence has been matched by the Seat Ateca, but it’s still worth a look, with great motorway comfort and, in N-Connecta guise, a good level of kit.

2. Skoda Kodiaq 2.0 TDI SE 4x4 DSG 7st

Target cost per month: £340 Target price (on the road): £27,440 The deal: 3 years PCP finance (5.5% APR), finance contribution of £2000

The Skoda Kodiaq is a fresh large SUV that has leapt straight to the head of the class. It’s excellent value for money, particularly with this strong 2.0-litre turbodiesel 4x4 engine, and the SE model we’ve picked here has the added benefit of seven seats.

1. Audi A4 3.0 TDI Quattro Sport S tronic [Leather]

Target cost per month: £380 Target price (on the road): £31,586 The deal: 3 years PCP finance (2.9% APR), finance contribution of £3150

Low-rate finance for a high-class Audi. The A4 is a cracking premium car that’s made all the more appealing with this potent, economical 3.0-litre TDI Quattro engine. Sport trim is the best value and this deal includes leather as well as a hefty finance contribution of £3150.

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