Finally, if you really want to save money, collect your own seed. This weekend I tackled crocosmia, cerinthe and agapanthus. When their seed is sprinkled on top of compost in a small seed tray, with gravel on top, and watered from below, and stuck on a windowledge (or in a greenhouse if you're one of the lucky ones), it may or may not germinate but what have you got to lose? It's fun and it's free.