Outside court Miss Preece, who has lived in Kennington since 1986, said she feared the final bill, including the KRA's own legal costs, could rise to £20,000. "I don't know how we are going to be able to pay that. There are certainly no millionaires in our association, just local people," she said. "They are mostly council tenants and we agreed to put our names forward on this legal action because there had to be property owners who could see the value of their homes would be affected by the congestion charge.