All adults over 20 should take the cholesterol test every year. Ideally, your HDL level should be 3.36-5.18mmol (millimoles of cholesterol per litre of blood). If it's between 5.18 and 6.19mmol, then you should be taking immediate steps to adapt your diet and increase exercise to lower cholesterol. If it's above 6.19mmol, you should seek your GP's advice immediately.