“Many people on zero-hours contracts are unable to plan for their future and regularly struggle with paying bills and having a decent family life," Frances O'Grady, TUC general secretary, said.
“The so-called ‘flexibility’ these contracts offer is far too one-sided. Staff without guaranteed pay have much less power to stand up for their rights and often feel afraid to turn down shifts in case they fall out of favour with their boss," she added.
Research by the debt charity StepChange has shown that insecure work and sudden falls in income can mean many people turn to credit to get by.
StepChange research suggests two-thirds of people on a zero-hours contract suffered an unexpected change in income in the last year.
It warns that overall, people in insecure forms of work are twice as likely to suffer these shocks as those in permanent jobs.