






There has been a shift in swap rates, which are used to price mortgages

Home movers are continuing with deals despite mortgage rate rises







Near-term expectations for the housing market have softened after an encouraging start to the year, the Royal Institution of Chartered Surveyors said.


Around 1.8 million fixed-rate mortgages are ending in 2026, with homeowners currently facing rising rates and a shrinking produce choice.

There is ‘clear evidence’ of the rental market becoming more balanced after the peak in competition seen in 2022 and 2023




Many lenders are increasing rates as market conditions deteriorate